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	<title>USDA Home Loans</title>
	<link>http://www.usdahomeloans.us</link>
	<description></description>
	<lastBuildDate>Fri, 28 Jan 2011 02:58:10 +0000</lastBuildDate>
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		<title>Rural Development Conditional Approvals</title>
		<description><![CDATA[There has been good news released about the USDA Guaranteed Loan Program funding situation.  Conditional loan commitments are once again being issued for 100% USDA Home Loans subject to “the availability of funds and statutory authority to obligate such funds to support the proposed guarantee, the statutory authority to charge a sufficient guarantee fee (if any is needed, to support the proposed guarantee with available funding), and should the lender pass on to the borrower a loan origination fee that is higher than the guarantee fee that RHS is ultimately ...]]></description>
		<link>http://www.usdahomeloans.us/usda-mortgage/rural-development-conditional-approvals</link>
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	<item>
		<title>USDA Income Requirements</title>
		<description><![CDATA[USDA Home Loans are primarily for low income households or for households in rural areas. Most loans are for the purchase of a home home, however there are instances where funds can be used to build, renovate, and repair. Rural Development Loans can also be used to refinance a home as long as the home is currently secured with a Rural Development Loan.
Applicants for a loan may have up 115% of the median income for an area. The easiest way to determine qualifying income for a area is to the ...]]></description>
		<link>http://www.usdahomeloans.us/usda-income-limits/usda-income-requirments</link>
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		<title>Benefits of a Rural Development Loan</title>
		<description><![CDATA[The most obvious of all benefits is that no down payment is required. Borrowers who qualify for a USDA Rural Development home loan have the flexibility to pay nothing out of pocket for a down payment. That means a borrower can finance up to 100% of the appraised home value. Or, a borrower can have a gift or grant go toward a down payment with no money out of pocket.
The is no monthly mortgage insurance. Unlike other loan types, a  Rural Development home loan does not require the borrower to ...]]></description>
		<link>http://www.usdahomeloans.us/usda-mortgage/benefits-of-a-rural-development-loan</link>
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		<title>Whats is a USDA Home Loan?</title>
		<description><![CDATA[A USDA (United States Department of Agriculture) Home Loan more commonly know as a Rural Development Mortgage or RD loan  is a loan/mortgage that is guaranteed by USDA.  It is one of the true 100% products still available for people. Of course like anything there are restrictions.  The biggest two are location, the property has to fall in an area designated by USDA as a qualifying area, and income.  For example Little Rock Real Estate does not qualify. Unlike most lending products Rural Development loans have maximum income restrictions.  To ...]]></description>
		<link>http://www.usdahomeloans.us/usda-loan-basics/hello-world</link>
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